Debt Consolidate - No Home

Debt reduction or consolidation combines all of your unsecured monthly bills into one, lower monthly payment with a lowered interest rate. The service that iDebtAssistance provides is NOT A LOAN.

However, we are able to assist our clients in drastically reducing their overall interest rate, monthly payments, and, most importantly, pay-off time.

We offer our service through a non-profit credit counseling agency that is designed to assist consumers in the repayment of their unsecured debt. Creditors receive certain tax savings for contributing to the program, in return they offer reduced interest amounts sometimes as low as 0%. Only non-profit credit counseling agencies like ours can offer you the services to get you the best rates.

How does the iDebtAssistance work?

A certified, experienced credit counselor will contact your creditors to negotiate your interest rates and monthly payments into a reduced amount that you can afford to pay. Many credit counseling agencies already have working relationships with these creditors, and they will know exactly how to negotiate what’s best for you!
In addition, you no longer pay your creditors directly. All of your debts are consolidated into one manageable reduced payment to the credit counseling agency. The credit counseling agency, in turn, pays your creditors, on your behalf, monthly. Your iDebtAssistance application is kept confidential.

Will I really save that much money consolidating my debts?

Most credit counseling agencies can negotiate options that will dramatically lower your overall monthly payments, as well as your collective interest charges. Often times, they can negotiate zero interest re-payment plans for you!

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