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| Quick and easy online mortgage applications for those with either good or bad credit histories. House payments? Car payments? Credit card debt? Student loans? Consolidate your debt with a home mortgage loan. Perfect credit not required. What does iHomeMortgages do? Provides loans for people with a history of less than perfect credit Provides loans to small business owners or people with light income documentation How is iHomeMortgages different? We custom tailor our loans for each individual – no cookie-cutter loans We work with you to find a loan that fits your specific needs We have extensive experience finding the right loan for every customer What experience does iHomeMortgages have? We have a proven customer satisfaction record We will with you and answer any concerns you may have before you make any commitments. |
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| Generally, when refinancing your home you look for a new loan with more favorable terms. You refinance if you want to pay off a higher interest rate loan with a lower interest rate loan. You may also decide to refinance to replace a fixed-rate mortgage loan with an adjustable-rate loan, or vice versa. After you refinance, the new lender holds a mortgage lien on your home. When refinancing, you can choose to borrow enough to only pay off the mortgage balance you owe or, If you have enough home equity built up, you may also be able to borrow an additional amount in what is called "cash-out" refinancing. This extra amount can come in handy if you are looking to pay off other debts such as auto loans or credit cards. |
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